March 2nd, 2005 | 
Author: Massage Sole
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| The Bicycle Blog |
Protecting personal assets with massage therapist insurance
An important step in establishing a successful massage therapy business. Starting a massage therapy business can be one of the most rewarding and satisfying undertakings a person can pursue.
For some, it involves chasing and achieving a personal dream, while for others it provides the freedom and flexibility of owning your own practice and making your own rules. Being your own boss has its advantages but can also leave you exposed without taking the proper steps to protect your assets, such as choosing the appropriate massage therapy insurance.
Establishing a business venture comes with a lot of hard work and many challenges. Countless tasks impose themselves on new massage Therapists trying to get their businesses off the ground, including protecting your personal and professional assets with massage therapist insurance.
With so much to accomplish, you may not be aware that incorporating can be an important step to ensuring your success. Whether it's a sole proprietorship or large-scale operation, the advantages to forming a corporate entity are numerous, including making massage liability insurance tax deductable.
Advantageous tax benefits, credibility with customers, and the protection of personal assets are just a few of the many reasons business owners choose to incorporate or form a limited liability company (LLC) and pick up massage therapy insurance.
With a growing clientele, there may be a greater chance of getting sued, and a corporate entity would help shield your personal assets. One of your responsibilities as the practice owner is to realize how important it is to have a lasting and proven business structure, and quality massage therapist insurance.
Business structure and massage therapy insurance is key to protecting your personal and professional assets and given proper planning, and will greatly reduce your liability as your client base grows.
Here are the most critical items that will affect your choice of massage therapy insurance when selecting your business structure:
1. Protection of personal assets. Sole proprietors and partners have unlimited personal liability for business debt or lawsuits against their company regardless of massage liability insurance status. Creditors can attach homes, cars, savings, or other personal assets. Incorporating or forming an LLC helps separate your personal identity from your business identity. You can maintain you personal identity safely with massage therapist insurance.
2. Obtaining massage therapist insurance. In addition, having a massage therapist insurance coverage specifically for the working therapist can further protect your personal assets.
To protect personal and professional assets, massage therapists need to keep an eye on business structure and obtaining massage therapist insurance from the correct company. Choosing the best massage therapist insurance for your business should involve more than selecting the lowest-cost option or the option your teachers recommend.
While the tax benefits of massage therapist insurance can be enticing, the real value is the piece of mind that your assets are protected and you're free to do what you do best, heal your clients. You'll sleep better at night, and your clients will thank you for having massage therapist insurance.
A couple of hours spent taking a hard, honest looks at your goals and needs, and balancing them against your current financial reality, could save you a ton of money and a lot of catch-up time when these potential massage liability insurance oversights eventually catch up to you.
With the proper business structure and massage therapist insurance you and your practice are protected.
Massage therapist insurance, massage liability insurance, therapist insurance, professional malpractice insurance and therapist liability insurance policies can be found at www.massageliabilityinsurancegroup.com.
About the Author
Mark E. Battersby is a tax and financial advisor, freelance writer, lecturer, and author with offices in suburban Philadelphia. He can be reached at 610-789-2480. His recent article is about Massage Liability Insurance and Massage Therapy Insurance therapist insurance has been written by him. He can be reached atstan@stanleygreenfield.com or by phone at 800-585-1555
Do I need to get a license for this?
If as a college student I wanted to open a mini business for stress relieving (aka massage therapy), advertising that I am not a licensed professional, do I still need to contact the state (state being NC) and get a state license as a sole proprietor, or do I just advertise it as a non-licensed individual seeking monetary gain? I have a feeling it is the first option but still...
Unfortunately you cannot accept any money or you will be in violation of the State Practice Act - the same crime basically as practicing medicine without a license - not an insignificant expense. Only a dully licensed massage therapist can charge - even accepting tips might well be considered illegal. No options except change nothing or get educated and licensed
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